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Payments-Enabled Digital Experiences

Secure, compliant payment integration for portals and SaaS products that streamline collections and transactions.


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The Challenge

Modern constituents and customers expect seamless digital payment experiences, yet many organizations still rely on manual processes, phone payments, or disconnected third-party portals. Payment integration requires careful attention to security standards (PCI DSS), fraud prevention, reconciliation, and user experience—all while managing transaction costs and compliance risk.

Our Approach

Payment Industry Expertise

Deep knowledge of payment processing, compliance requirements (PCI DSS, AML), and merchant services enables secure, cost-effective implementations leveraging proven payment technologies.

Integrated User Experience

Payment flows are embedded directly into your applications and portals rather than redirecting to external sites, maintaining brand consistency and user trust.

Enterprise Payment Solutions

Leverage proven payment technologies and processing relationships to deliver reliable, scalable payment capabilities with favorable economics.

Capabilities

  • Payment Gateway Integration: Credit card, ACH, digital wallets (Apple Pay, Google Pay), and alternative payment methods
  • Citizen Payment Portals: Self-service payment for taxes, permits, fines, utility bills, and service fees with receipt generation and history
  • Subscription & Recurring Billing: Automated recurring charges, subscription management, and usage-based billing for SaaS products
  • Invoice & AR Automation: Automated invoice generation, payment reminders, and accounts receivable reconciliation
  • PCI Compliance: Tokenization, secure payment forms, and compliance framework implementation to minimize PCI scope
  • Fraud Prevention: Transaction monitoring, velocity checks, AVS/CVV verification, and chargeback management
  • Multi-Tenant Payment Management: Isolated payment processing for SaaS platforms serving multiple organizations or departments
  • Reporting & Reconciliation: Real-time transaction dashboards, settlement reporting, and automated reconciliation with accounting systems

Example Use Cases

Municipal Payment Portal

Unified citizen portal for property taxes, water/sewer bills, permits, and parking citations with saved payment methods and automated receipts.

SaaS Subscription Platform

Automated subscription billing for multi-tier SaaS product with trial periods, proration, usage tracking, and self-service plan upgrades.

Enterprise Invoicing System

Automated invoice delivery with embedded payment links, automated reminders, and real-time reconciliation with ERP systems.

Payment Technology Ecosystem

Digital Wallets & Mobile Payments

Integration with Apple Pay, Google Pay, and other mobile payment platforms for frictionless checkout experiences on any device.

ACH & Bank Transfers

Direct bank account payments with lower transaction fees, ideal for large-value transactions, recurring payments, and B2B scenarios.

Tokenization & Security

Card data tokenization, 3D Secure authentication, and end-to-end encryption to protect sensitive payment information and reduce PCI scope.

Industry-Specific Payment Solutions

Government & Public Sector

Tax payments, utility billing, permit fees, fine collections, and citizen service payments with robust reporting and fund accounting integration.

SaaS & Technology

Subscription billing, usage metering, tiered pricing, free trials, upgrade/downgrade management, and revenue recognition automation.

Professional Services

Time-based billing, project milestones, retainer management, expense reimbursement, and automated client invoicing with payment links.

Healthcare & Human Services

Patient payment plans, copay collection, insurance reconciliation, HIPAA-compliant payment processing, and automated billing statements.

Ready to Modernize Your Payment Capabilities?

Let's discuss how integrated payment solutions can improve your revenue collection and customer experience.

Discuss Payment Solutions